St. Louis

Consumer Login

image_fpo

Two Great Saluki Checking Accounts - Two Great Cash Bonus Options

$100 Cash Bonus $250 Cash Bonus

SALUKI STUDENT CHECKING

SALUKI INTEREST CHECKING

No Monthly Fees $10 Monthly Fee, May Be Waived If
Requirements Are Met.5
No Banterra ATM Fees2
At 55,000+ ATMs Through Banterra and Allpoint
Up To Eight Free Non-Banterra ATM
Transactions Per Statement Cycle
No Banterra ATM Fees2
At 55,000+ ATMs Through Banterra and Allpoint
Up To Eight Free Non-Banterra ATM
Transactions Per Statement Cycle
No Overdraft Fees3 Earn Interest On Tiered Balances5
Perfect Product For Customers
25 Years Or Younger4
Up to $500 Off Mortgage Closing Costs6

$250 off of closing costs for anyone applying online
$250 credit after closing for new or existing Banterra Saluki Interest,
Banterra Smart Choice or Banterra InterestPlus Checking customers

Only $25 To Open Account Only $100 To Open Account

BOTH CHECKING ACCOUNTS INCLUDE:

  • Free Banterra-SIU Saluki Visa ® Debit Card
  • Digital Wallet Compatibility - Apple Pay ®,
    Google Pay® or Samsung Pay ®
  • Convenient Digital Banking - Bill Pay,
    Person-To-Person Payment, Mobile Check Deposit
  • Transaction Activity Contributes To A
    Banterra-SIU Scholarship Fund7
  • Unique Saluki Fan Experiences, Ticket Offers and
    Discounts At SIU Athletic Events8
  • Banterra-Saluki Checks Available To
    Show Your Saluki Pride9

For more information on our Saluki Checking Accounts visit this page




DISCLOSURES:
1Cash Bonus: $250 Cash Bonus With Saluki Interest Checking: To receive $250 bonus, one direct deposit must post to your account within 60 days of account opening; direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $250 or higher. Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT. Limit one bonus per customer.

$100 Cash Bonus With Saluki Student Checking: Receive $100 bonus when you complete 10 qualifying transactions within 60 days of account opening. Qualifying transactions include; 1) Banterra-Saluki Debit Card purchases; 2) Online bill payments 3) Mobile check deposits to this account 4) Person-to-person payments 5) Direct deposit. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $100 or higher. Bonus will be credited to your account within the statement cycle following your completion of 10 qualifying transactions and will be reported as income on Form 1099-INT. Limit one bonus per student.

For Both Cash Bonus Offers: Bonus offers not available for existing Banterra checking customers. Accounts must be opened by April 30, 2020 to receive bonus offer. Cannot be combined with other checking offers. Checking offer is not available to existing Banterra checking customers or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance. Must be 18 years or older and agree to maintain account in good standing for a minimum of six months. Subject to bank approval. Employees are not eligible for this offer. Account Closing: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.

2ATM Fees: ATM fees charged by owners/operators of non-Banterra ATMs or AllPoint ATMs may apply. No Banterra fee on up to eight (8) non-Banterra ATM transactions, or up to $25 per statement cycle.

3Overdraft Fees: Overdraft fees will be avoided by Banterra automatically declining any withdrawal or purchase that would be a result in insufficient funds to your account. Customers who prefer to not have these transactions declined can link their account to a Banterra Overdraft Protection funding account; certain restrictions apply.

4Student Checking: This account is only available to customers 25 years or younger. At age 26, this account will automatically be converted to Saluki Interest Checking and must meet the specified account terms in order to avoid monthly fee.

5Saluki Interest Checking: Monthly Fee: To avoid monthly fee of $10, one of the following is required each statement period: 1) $2,500 minimum daily balance or 2) $5,000 combined average balance in checking, savings, money markets or CDs. 3) A monthly direct deposit of at least $200 or higher is deposited to this account. Saluki Interest Checking Tiered Interest: Advertised Annual Percentage Yield (APY) accurate as of Jan. 21, 2020: Less than $1,000 – no interest; $1,000 - $9,999 balance – .30% APY; $10,000 - $24,999.99 – .50% APY; $25,000+ - .65% APY; $1,000 minimum daily balance is required to earn interest. Interest rates are variable and subject to change. Fees may reduce earnings.

6Mortgage Offer - Up To $500 Savings: $250 off closing cost for online applications only. $250 credit after closing offer is also available, good for new or existing Banterra Saluki Interest, Banterra SmartChoice or Banterra InterestPlus checking customers. To receive $250 credit, one direct deposit must post to your account within the last 60 days or 60 days from opening a new qualifying checking account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $250 or higher. Your $250 savings will be credited to your account after mortgage loan closing and within your statement cycle following mortgage loan closing and at least one direct deposit has been made. The credit savings will be reported as income on Form 1099-INT. Mortgage offers are not contingent upon each other and are good through April 30, 2020. Other customer loan fees will apply. FHA, VA and Rural Development loans are not eligible for this offer. All loans subject to credit and underwriting approval.

7Banterra-SIU Scholarship Fund is facilitated by SIU. To apply or learn more, go to www.scholarships.siu.edu.

8For complete details on unique Saluki fan experiences, ticket offers and discounts at SIU Athletic Events, go to www.siusalukis.com.

9Saluki checks and other check designs are available, prices vary per style.