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DON’T WAIT - OFFER EXPIRES SEPTEMBER 30, 2019

We’ve put together two brand-new Saluki checking products – Saluki Student Checking and Saluki Interest Checking – that are packed with benefits that are hard to beat.


Saluki Student Checking

The perfect product designed for students 25 years and younger looking for a checking account without a monthly fee.

  • For customers 25 years or younger1
  • No monthly fee
  • No Banterra ATM fees at 40+ Banterra ATMs in a four-state region plus 55,000+ Allpoint ATMs worldwide2
  • No overdraft fees3
  • Only $25 to open account

Saluki Interest Checking

Show your Saluki Pride while earning interest on money in your account and cash for scholarships.

  • Up to .75% interest on tiered balances8
  • No monthly fee13
  • No Banterra ATM fees at 40+ Banterra ATMs in a four-state region plus 55,000+ Allpoint ATMs worldwide2
  • Only $100 to open account

SIGN UP NOW FOR THESE LIMITED-TIME OFFERS

  • CASH BONUS - Up to $500 cash bonus!9
    • $200 cash for opening Saluki Interest Checking
    • Additional $300 cash bonus for opening Saluki Interest Checking and a CD or Money Market
  • SPECIAL CD10 AND MONEY MARKET11 RATES
    • For a limited time, see branch for details
  • MORTGAGE INCENTIVE - $500 off closing costs12
    • Receive $500 off closing costs on your mortgage when you also open a Saluki Interest Checking

Both Checking Accounts Include:

  • Free Banterra-SIU Saluki Visa® Debit Card
  • Digital Wallet Compatibility - Apple Pay®, Google Pay® or Samsung Pay®
  • Convenient Digital Banking - Person-To-Person Payment, Mobile Check Deposit
  • Transaction Activity Contributes To A Banterra-SIU Scholarship Fund4
  • Unique Saluki Fan Experiences - Ticket Offers And Discounts At Saluki Events At Banterra Center5
  • Free Saluki Pride-Banterra Center Gift When You Open An Account6
  • Banterra-Saluki Checks Available To Show Your Saluki Pride7




1 Student account is only available to customers 25 years or younger. At age 26, this account will automatically be converted to Saluki Interest Checking and must meet the normal criteria in order to avoid monthly fee.

2 ATM fees charged by owners/operators of non-Banterra ATMs will be reimbursed on up to eight(8) non-Banterra ATM transactions, or up to $25 per statement cycle.

3 Overdraft fees will be avoided by Banterra automatically declining any withdrawal or purchase that would be a result in insufficient funds to your account. Customers who prefer to not have these transactions declined can link their account to a Banterra Overdraft Protection funding account; certain restrictions apply.
4 Banterra-SIU Scholarship Fund is facilitated by SIU. To apply or learn more, go to www.siusalukis.com/banterra.

5 For complete details on unique Saluki fan experiences, ticket offers and discounts at SIU Athletic Events, go to www.siusalukis.com/banterra.

6 While supplies last.

7 Saluki checks and other check designs are available, prices vary per style.

8 Tiered interest: Less than $1,000 – no interest; $1,000 - $9,999 balance – .40% APY; $10,000 - $24,999.99 – .60% APY; $25,000+ - .75% APY; $1,000 minimum daily balance is required to earn interest.; Rates are accurate as of July 20, 2019 and are subject to change after September 30, 2019. Interest will be compounded and credited monthly based on statement cycle. Fees may reduce earnings.

9 $200 Cash Bonus With Saluki Interest Checking: One direct deposit must post to your account within 60 days; direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher. Bonus will be credited to your account within your statement cycle following your first direct deposit and will be reported as income on Form 1099-INT. Limit one bonus per household. Accounts must be opened by Sept. 30, 2019 to receive bonus offer. Cannot be combined with other checking offers. Offer only applies to Saluki Interest Checking. Checking offer is not available to existing Banterra checking customers only and or previous customers whose accounts have been closed within the last 90 days or closed with a negative balance. Must be 18 years or older and agree to maintain account in good standing for a minimum of six months. Subject to bank approval. Employees are not eligible for this offer. Account Closing: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing. There is a $100 minimum deposit required to open account. To avoid monthly service fee of $10, one of the following is required each statement period: 1) $2,500 minimum daily balance or 2) $5,000 combined average balance in identified checking, savings, money markets or CDs. 3) A monthly direct deposit of at least $200 or higher is deposited to this account.

10 CD Rate Promotion: Advertised Annual Percentage Yield (APY) accurate as of July 29, 2019. Promotional rates only available for Saluki deposit account holders with new funds and accounts must be opened by September 30, 2019. A minimum deposit of $1,000 is required to open and earn APY for six-month CD. Penalty for early withdrawal on CDs. CD is automatically renewed for the same term at the interest rate available at that time.

11 Platinum Money Market has a minimum deposit of $10,000 to open and to earn interest. Tiers for Platinum Money Market include $10,000-$24,999.99 at .65% APY; $25,000-$99,999.99 at .85% APY; $100,000-$249.999.99 at 1.50% APY; $250,000-$499,999.99 at 1.75% APY; $500,000+ at 1.85% APY. Money Market account rates are subject to change after Sept. 30, 2019; fees may reduce earnings. Promotional rates only available for Saluki deposit account holders with new funds and accounts must be opened by Sept. 30, 2019. Service Charge: None if a $10,000 min daily balance is maintained in combination of identified Money Market (Platinum, Preferred or Money Market), CD, Savings or Home Equity Line of Credit accounts otherwise a $10 fee per statement cycle is charged.

12 Mortgage Special - $500 Off Closing Cost: Offer good for applications taken through Sept. 30, 2019. Other normal loan fees will apply. Mortgage payments set up to be automatically paid from a Banterra bank account is required for $500 savings; not required for loan approval. FHA, VA and Rural Development loans are not eligible for this offer.

13 One of the following is required each month to avoid fee: (1)$2,500 minimum daily balance in this account; (2) $5,000 combined average balance in identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period; (3) A monthly direct deposit of at least $200 or higher is deposited to this account. Direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government and must be $200 or higher.