CDs & IRAs

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CDs & IRAs

Plan for the future by setting aside money in Certificates of Deposit (CDs) or an Individual Retirement Account (IRA).

CDs are a safe and secure investment insured by the FDIC up to $250,000 per depositor, and allow you to lock in an interest rate for higher returns on your money. Banterra offers a variety of CD options to best suit your needs.

IRAs allow you to build a substantial retirement fund or save for other future investments. Individuals may be allowed a tax deduction for their contributions as well (consult your tax advisor). Fixed Rate, Roth, and Educational IRAs are available.

A Banterra representative can assist you with a CD or IRA that is best for you.

CDs Comparison Chart