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Limited Time CD Offer

Receive a 1.01% APY* rate on an 18-month certificate of deposit (CD) now through December 30, 2016. This great rate is hard to beat, just check out the competitive comparison chart.
Stop by any Banterra branch to learn more. Note the below terms and conditions.

*Terms and conditions include:
  • Minimum deposit of $1,000 new funds; public funds are not eligible.
  • Rate is good for initial 18-month term only.
  • CD is automatically renewed for the same term at the interest rate available at that time.
  • Advertised Annual Percentage Yield (APY) is accurate as of 10/25/2016.
  • Penalty for early withdrawal.
  • Offer expires Dec. 30, 2016.
Bank Interest Rate CD Term Minimum Deposit
Banterra Bank 1.01% 18 months $1,000
Citizens Bank 0.75% 18 months $1,000
United Fidelity Bank 0.75% 18 months $1,000
Montgomery Bank 0.55% 18 months $1,000
Bank of Carbondale 0.50% 18 months $1,000
U.S. Bank 0.50% 19 months $1,000
Legence Bank 0.45% 18 months $500
Bank of Missouri 0.43% 18 months $500
Bank of Herrin 0.30% 18 months $1,000
Commerce Bank 0.30% 24 months $1,000
German American Bank 0.30% 12 months $1,000
First Southern Bank 0.28% 18 months $1,000
Old National Bank 0.25% 18 months $500
First Mid-Illinois Bank 0.20% 18 months $1,000
Peoples National Bank 0.17% 18 months $500
Regions Bank 0.10% 18 months $500
Fifth Third Bank 0.05% 12-24 months $500