Cape Offer

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-Available Only At Banterra In Cape Girardeau and East Prairie – Bank With A Winning Team

Receive a $200 bonus when you open a Banterra SmartChoice or Banterra InterestPlus checking account. Offer expires June 30th, 2017. *See all terms & conditions.

You can benefit with convenient features in our checking accounts including:

  • Free Mobile Banking and Mobile Check Deposit, plus FREE apps for iPad®, iPhone® and Android® devices
  • Free Online Banking including FREE Online Statements1 and FREE Bill Pay
  • Free Banterra VISA® Debit Card
  • Free Banterra Direct Deposit
  • Free Unlimited Check Writing
  • Two helpful overdraft service options available:
    Overdraft Protection and Debit Card Overdraft Service

Offer applies to Banterra SmartChoice and Banterra InterestPlus. Stop by Banterra in Cape Girardeau or East Prairie, Missouri to open your account with this special offer. See below for account details.

Banterra SmartChoice

A checking account with a wealth of benefits including identity theft protection and cellular phone protection.

  • IDProtect® - Protect you and your family1 against identity fraud. At Banterra, we know this is a growing concern for our customers, so we wanted to offer the best product available for securing your personal information.
    For more information on IDProtect®, click here for a downloadable PDF, or if you are already a Banterra SmartChoice customer, click here to register for IDProtect and to learn more.
  • Cellular Phone Coverage2 – Receive up to $300 of coverage for a damaged or stolen cellular phone whether you are home or abroad.
  • $100 minimum deposit to open account
  • Free online banking
  • Free online statements
  • Free bill pay
  • Free mobile banking including smart phone and iPad apps
  • Free Banterra VISA® Debit Card
  • Free direct deposit
  • Unlimited check writing
  • 50% off first box of checks
  • No charge for online statements, but a $1 monthly fee for requested paper statements if you elect online banking
  • Monthly fee of only $5 will be charged each statement cycle

1IDProtect® service is a personal identity theft protection service available to account owner(s) and their family. Family includes: Spouse, persons qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household. IDProtect® benefits are available to joint account holders (unless otherwise noted). Benefits are not available to a “signer” or “beneficiary” of the account who is not an account owner. Service is not available to businesses and their employees, clubs and/or churches and their members, schools and their employees/students.

2Please refer to Guide to Benefit for additional details regarding eligibility, terms and exclusions.

Banterra InterestPlus

Banterra's checking option that allows you to earn interest on money in your account.

  • $1,000 minimum deposit to open account
  • Tiered interest*:
    • $2,500 to $24,999.99
    • $25,000 to $49,999.99
    • $50,000 and over
    • * $2,500 minimum balance in the account each day to earn interest.
  • Free online banking
  • Free online statements
  • Free bill pay
  • Free mobile banking including smart phone and iPad apps
  • Free Banterra VISA® Debit Card
  • Free direct deposit
  • Unlimited check writing
  • Free standard checks for first order; 50% off future orders
  • Free paper statements
  • No Banterra fee on up to eight non-Banterra ATM transactions per statement cycle; Other financial institution fees may apply.
  • $200 discount on Banterra mortgage closing costs
  • 50% discount on safety deposit box and personal storage lockers
  • If one of the following items are maintained, a monthly fee of $15 will not be charged:
    • $5,000 minimum daily balance in this account
    • $20,000 combined average balance in this account, identified checking, savings & money markets, or minimum balance in certificate of deposit (CD) and/or IRAs. The CD minimum balance equals the current balance at the beginning of each statement period.