Cape Mortgage Promo

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Limited Time Offer


$500 BONUS*

For a limited time, receive a $500 bonus* when you open a Banterra Home Mortgage Loan and setup a direct deposit into any new or existing Banterra personal checking account, excluding Banterra Restart accounts.

Don’t have a Banterra checking account? Don’t worry, we make the process of changing banks easy! Ask a Banterra Representative for a switch kit to help make the process quick and simple.

Visit our Cape Girardeau or East Prairie Missouri locations to learn more. Contact Banterra’s Senior Mortgage Consultant Annette Mounts to get started at 573-339-5787, extension 45010 or by email at

*Terms and conditions include

  • Offer good for applications taken through 4/2/2019 in Illinois, Kentucky and Missouri. FHA, VA and Rural Development loans are not eligible for this offer.
  • You must be 18 years or older and agree to maintain an account in good standing for a minimum of six months.
  • Offer not available to previous Banterra customers whose accounts have been closed within the last 90 days or closed with a negative balance. Offer not valid with Banterra Restart or Restart Basic Account. Employees are not eligible for this offer. Limit one bonus per household.
  • At least one direct deposit of $200 or higher automatically deposited into a Banterra personal checking account is required for $500 bonus; not required for loan approval.
  • Direct deposit must be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government, and must post to your checking account within 60 days after loan closing.
  • Bonus will be credited to your account within six weeks of the first direct deposit and will be reported as income on Form 1099-INT.
  • This promotional piece is for informational purposes only, is not an offer of financing terms nor a commitment to provide financing for recipient. Subject to bank approval. NMLS# 761878
  • Banterra SmartChoice has a monthly service fee of $5 and offers a personal identity theft protection service. Banterra Green has a monthly service fee of $5 with options available to avoid the monthly fee. Both SmartChoice and Green require a $100 minimum deposit to open account. See branch for additional details and account features.
  • Banterra InterestPlus has a monthly fee of $15, which can be avoided when you have one of the following each statement period: Option #1 - $5,000 minimum daily balance is maintained in the account, or Option #2 - $20,000 combined average balance in this account, identified checking, savings, money markets or CDs. The CD minimum balance equals the current balance at the beginning of each statement period. There is a $1,000 minimum deposit required to open account. Tiered interest with Annual Percentage Yields (APY): Tier 1 - $2,500 to $24,999.99 (.05% APY); Tier 2 - $25,000 to $49,999.99 (.10% APY); Tier 3 - $50,000 and over (.25% APY). Rates are accurate as of January 4, 2019 and can change at any time. Fees may reduce earnings. Minimum daily balance of $2,500 to earn interest. Interest will be compounded and credited monthly based on statement cycle. See branch for additional details and current interest rates.
  • Account Closing: If your checking account is closed within six months after opening, the bonus amount you received for that account will be deducted at closing.