Business Ag Loans

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Business & Ag Loans

Banterra offers a variety of credit products to meet any of your financing needs. Banterra serves Illinois, Indiana, Kentucky and Missouri and is one of the largest, locally-owned banks in the region. Large enough, in fact, to offer a variety of innovative services and products, but locally owned and managed, so we can remain flexible and responsive to your business needs.

Commercial Loans

We offer a wide array of commercial financing solutions including the following:


  • Short-Term Operating & Working Capital Loans
  • Vehicles, Machinery, & Equipment Purchase Loans
  • Commercial Real Estate Acquisition & Development Loans
  • Inventory Financing Loans
  • Business Acquisition Loans
  • Construction Loans
  • Refinance & Consolidation Loans
  • Agricultural loans

Contact Us to learn more or inquire at any Banterra Location.

Agricultural Loans

Agricultural lending has always been a strong part of Banterra's foundation in our local communities.

Operating & Production Loans

Operating loans are set up to handle the expenses associated with your farming operation. Each loan is tailored to your individual needs and requirements. Repayment is structured to match your marketing plan as well as current market conditions. With an operating loan you can take advantage of early pay discounts, manage income tax obligations and generally ease your cash flow needs. Your loan account can be accessed by a phone call, mailed request, online banking, or at any of our banking locations. At Banterra, agriculture is a major part of our loan portfolio. We have the expertise to help analyze the financial aspects of your operation to insure its viability into the future.

Equipment Loans

The agriculture of today requires a large capital investment. Banterra understands this need. With competitive interest rates and repayment terms tailored to your operation, we are ready to help you purchase that combine, tractor or whatever piece of equipment you need.

Real Estate Loans

Loans to purchase or refinance real estate are available with terms up to 20 years (longer under some government guarantee programs).

Contact Us to learn more or inquire at any Banterra Location.

Agricultural Insurance

Banterra Insurance offers a full line of insurance* products for today's farmers and agri-businesses.

We offer competitive life, health, liability and property lines and have a full line of crop insurance, such as crop/hail, multi-peril, and CRC products. In the multi-peril area, we offer GPS mapping to insure that your premiums and claims are more accurately based on farmable acreage.

*Not a deposit, not guaranteed by the bank, not FDIC insured, not insured by any Federal Government Agency.

Contact Us to learn more or inquire at any Banterra Location.